Buying a commuter property

Posted on: Friday, January 23, 2026

Finding the right commuter property is about more than just the journey to work. From lifestyle and budget to future growth and hybrid working needs, there are several factors to consider before making a move.

Review your budget carefully

A move further afield can often offer better value for money, but it’s important to understand how it may affect your overall budget. Consider how often you’ll be travelling into the office, the cost of season tickets or fuel, and any additional expenses that come with a longer commute. You should also factor in how frequently you may need to travel back to existing commitments or family, as these ongoing costs can add up over time.

Think beyond the commute

While commute times are important, it’s worth thinking about how the area fits into your wider lifestyle, not just your working week. Consider whether this is likely to be a long-term home and how well it supports your day-to-day needs, from access to nearby schools and local amenities to green spaces, shops and leisure facilities. Just as importantly, think about whether the community itself feels like the right fit, as feeling settled in the area can be just as important as the journey to work.

Map out your commute

Think carefully about the journey you’ll be making each day. Are you looking for somewhere within a single tube or train ride, or willing to trade a slightly longer commute for better value or more space? Factor in your work hours and the need to be punctual - unreliable routes or potential disruptions, such as tube strikes, can turn a seemingly manageable commute into a daily stress.

Evaluate workspace potential

If you split your time between the office and home, your property needs to support both. Look for spaces that can double as a quiet, comfortable workspace, with good natural light, strong Wi-Fi, and minimal distractions. Consider proximity to cafes or co-working hubs for days when a change of scenery helps productivity, and ensure the area balances convenience for commuting with an environment that makes working from home enjoyable.

Consider future value

Consider whether the area is up-and-coming and likely to see good investment growth in the coming years. Look out for local regeneration projects, new transport links, or planned amenities, as these can boost property values over time. Buying a home is a long-term commitment, so weigh potential value increases alongside your lifestyle needs to ensure the location works for both your present and future plans.

Contact us

Looking for a commuter property? Contact your local Guild Member today to help you on your search.